LoveManilva.com’s Guide to Buying Your Dream Home in Manilva

Welcome to Manilva, our little slice of paradise on the Costa del Sol! Whether you’re dreaming of a beachfront apartment, a charming townhouse, or a luxury villa with sea views, buying a property here is an exciting adventure. And since we at LoveManilva.com live and breathe everything Manilva, we’re here to guide you through the process—without the boring legal jargon. Let’s dive into how you can turn your dream of owning a home in Manilva into reality!

Step 1: Set Your Budget and Financing Options

First things first—how much can you spend on your dream home? If you need a mortgage, Spanish banks are happy to help, offering up to 70% financing for non-residents. Don’t forget to budget for the property transfer tax (7% in Andalusia), legal fees, notary fees, and land registry costs, which can add around 10–15% on top of the purchase price. But hey, it’s all worth it when you’re sipping sangria on your own terrace, right?

Step 2: Explore the Manilva Property Market

Manilva has something for everyone! Love the buzz of a seaside town? Check out Sabinillas. Want a stunning marina lifestyle? La Duquesa is perfect. Prefer traditional Andalusian charm? Manilva Pueblo has it in abundance. Unlike our glitzy neighbours in Marbella or Sotogrande, property prices here are still great value, making now the perfect time to buy. Need help? We’re happy to recommend the best local estate agents!

Step 3: View Properties and Make an Offer

Once you’ve shortlisted your dream homes, it’s time for some house hunting fun! Wander through sun-drenched terraces, picture yourself lounging by the pool, and imagine morning walks along the beach. Found the one? Your agent will help negotiate an offer. Once accepted, you’ll sign a reservation contract and pay a small deposit (€3,000–€6,000) to secure the property. Woohoo—things are getting real!

Step 4: Hire a Lawyer and Do Your Checks

We know, paperwork isn’t the fun part, but it’s essential. A trusted local lawyer will check that everything is in order—title deeds, debts, planning permissions—you name it. This ensures you won’t have any nasty surprises later.

Step 5: Sign the Private Purchase Contract

At this stage, you’ll sign a private purchase contract and pay a 10% deposit. This locks in your new home, and we promise the excitement will really start to kick in. Time to start thinking about furniture and which beach club will become your go-to spot!

Step 6: The Big Day—Completion at the Notary

It’s official! You’ll sign the Title Deed (Escritura de Compraventa) at the notary’s office, pay the remaining balance, and—drum roll please—get the keys to your new Manilva home! Expect celebratory photos, a few happy tears, and maybe a bottle of cava to pop open!

Step 7: Register Your Property and Set Up Utilities

Now it’s time to get your new home fully set up. Your lawyer will register the property in your name, and you’ll need to arrange utilities like electricity, water, and community fees (if applicable). Opening a Spanish bank account makes paying bills easier, and don’t worry—we’re here to guide you through the process!

Welcome to Your New Life in Manilva!

And that’s it! You’re officially a homeowner in one of the most beautiful parts of Spain. Whether you’re planning to live here full-time, use it as a holiday getaway, or rent it out, owning a property in Manilva is an investment in sunshine, relaxation, and an amazing lifestyle.